Bank cards. SunTrust provides three Mastercard options: Cash benefits charge card, Travel Rewards charge card and Prime Rewards charge card.

SunTrust provides three Mastercard options: money benefits charge card, Travel Rewards bank card and Prime Rewards bank card.

money benefits charge card: This card provides 5% cash return on grocery and gas acquisitions as much as $6,000 in the 1st year. In addition includes 0.0% introductory APR for 15 months and will be offering interest levels which can be less than comparable cards. In addition, cardholders get 2% limitless money back on grocery and fuel acquisitions and per cent on all the other acquisitions following the marketing duration ends. This card does not have any fee that is annual.

Travel Rewards bank card: After investing $3,000 in qualifying acquisitions in the 1st 90 days after starting this account, cardholders receive $250 in declaration credit. a marketing 0.0% APR exists for 15 months and interest that is better-than-average are available thereafter. Along side 1% cash return on qualifying acquisitions and 2% right straight back on qualified dining purchases, cardholders get 3% limitless cash return on all qualified travel acquisitions. This card does not have any yearly charge when it comes to very first 12 months.

Prime Rewards charge card: This card provides $100 in declaration credit after investing $500 on qualifying acquisitions in the 1st 90 days. Cardholders get 36 click reference months of prime price interest accompanied by adjustable rates of interest which can be slightly less than average. There’s absolutely no month-to-month charge for this card and also you get 1% limitless cash return on all qualifying acquisitions.

Signature loans

SunTrust’s financing supply, LightStream, provides unsecured signature loans for nearly every need. Fertility remedies, house renovations and improvements, debt consolidation reduction, and much more are all covered under A lightstream unsecured loan. Clients can borrow from $5,000 to $100,000 from LightStream with reasonable interest levels and experience same-day financing. Furthermore, there’s a 0.50% price discount when you subscribe to automatic re re payments and you $100 if you’re not completely satisfied with your loan experience, LightStream will refund.

Home loans

SunTrust has generated a mortgage that is proprietary application, SmartGUIDE, to aid clients find and fund your home of these desires. With SunTrust’s mortgages, there’s no origination cost, but do expect lender’s charges, frequently around 1 point. But 30- and 15-year fixed mortgages have rates of interest below 4% so long as you have decent credit rating of 660 and above.

Refinancing a mortgage

SunTrust offers refinancing a mortgage services and services and services and products to clients plus it states it saves individuals on average $314 per by doing so month. There are not any closing charges for SunTrust’s refinancing mortgage products, and it also provides a few various services and products and prices to select from.

Home equity loans & HELOCs

This bank offers house equity lines of credit with a particular adjustable rate that’s currently calculated at prime minus 1.51% on initial advances of $25,000 or even more at closing. That takes the present price down seriously to 3.24per cent for one year, that will be a fairly sweet deal. If you’d go for a hard and fast standard rate on your own HELOC, SunTrust provides that choice too, with rates that begin at 4.50per cent APR. It is possible to borrow less than $10,000 or just as much as $500,000 dependent on your requirements additionally the level of equity in your house.

Auto loans

Through LightStream, SunTrust comes with car funding services and products. Clients can get a 0.50% rate of interest discount with creating payments that are automatic another 0.10% in the event that you reveal an improved offer from another competitor. Rates of interest are normal, so LightStream makes up because of it with exemplary client satisfaction and fast funding on loans.

The word that is final

SunTrust Bank provides expertise that is regional customers trying to enhance their investment methods and minimize their anxiety around monetary administration. For customers whom may prefer more robust on the web choices or higher-than-average rates of interest, SunTrust is probably never be the most useful fit. But, its financing arm, LightStream, offers products that are great loans, specifically for auto loans and refinancing.